Certificate Accounts | DCU (2024)

As High As

4.86% APY

Earn a better return with a low minimum balance.

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Membership Required

1. Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2. Eligibility by Company You Work for or Retired From

• You currently work for or retired from a company in our list ofparticipating employers.
• You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3. Eligibility by Organization You Belong To

• You currently belong to orjoin an organizationwhose members we serve.
• You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4. Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

As High As

5.13% APY

Earn a better rate for balances $25,000 and above.

OPEN NOW

Membership Required

1. Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2. Eligibility by Company You Work for or Retired From

• You currently work for or retired from a company in our list ofparticipating employers.
• You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3. Eligibility by Organization You Belong To

• You currently belong to orjoin an organizationwhose members we serve.
• You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4. Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

As High As

4.34% APY

Jump your rate once per term when rates go up – you decide when.

OPEN NOW

Membership Required

1. Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2. Eligibility by Company You Work for or Retired From

• You currently work for or retired from a company in our list ofparticipating employers.
• You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3. Eligibility by Organization You Belong To

• You currently belong to orjoin an organizationwhose members we serve.
• You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4. Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

As High As

4.86% APY

Lower minimum balance for members under age 23.

OPEN NOW

Membership Required

1. Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2. Eligibility by Company You Work for or Retired From

• You currently work for or retired from a company in our list ofparticipating employers.
• You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3. Eligibility by Organization You Belong To

• You currently belong to orjoin an organizationwhose members we serve.
• You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4. Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of thecommunities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.